We strive to give the most complete guide one’s insurance companies in America, and Assurity is definitely among the top. If you’re considering an insurance policy with Assurity, read this article first to make sure they’re right for anyone. This is our Assurity Life Insurance Company review, and is our own opinion.
Our Assurity Life Insurance Company Review
Before the turn from the 20th century, three independent insurance entities, Woodmen Accident and Life, Lincoln Immediate, and Security Financial Life all began their life insurance prowess in the condition of Nebraska. Each would likely change its name all over again, before finally consolidating to only 1 remaining company, Assurity A life insurance policy Company in 2007.
Using a strong focus on accident and life, Assurity has continued to provide more access to a much greater line of products, such as disability, critical illness, cancer and others. Within its life insurance policy realm, it offers term products, universal life insurance policy options, no exam life insurance (also called simplified issue) and even a single-pay whole life plan.
Assurity Life was affirmed by using a. M. Best for an “A-” rating, meaning the actual rating agency has released a rating of “Excellent” under its current platform for financial strength and safety measures. This is often one of the more important metrics consumers use to judge a company’s reputation, like a. M. Best is a completely independent third party and not connected with the profitability interests regarding Assurity.
The primary emphasis for Assurity resides with middle income Americans, in addition to those who own and operate smaller businesses nation wide. For those smaller businesses with a fair quantity of employees, Assurity also has several methods of voluntary benefits for those employees turning it into easy and accessible to obtain life, disability and some other insurance needs.
Assurity is among the best life insurance companies for no exam life insurance policies. This product allows individuals to apply for coverage, up to certain amounts based on age, where no physical is usually get approved. The applicant still has to answer medical questions, provide driver’s license information for motor auto records, and have their own MIB and prescription record checked. In some instances, doctor’s records could become requested. Underwriting time for they also averages nearly every week or two quicker as compared to fully underwritten policies requiring blood work and a urinalysis.
It’s also among Assurity’s goals to pro-actively aid town in which it runs, where they assist having event like blood drives, American Heart Association things to do, food bank drives, and fundraising for the People’s Health Center. Addititionally there is strong support for the actual United Way and Assurity can make active strides in becoming a greener company every yr.
More On Assurity
Perhaps one of Assurity A life insurance policy Company’s greatest achievements in the present fast paced and online life insurance market is its technological advances associated with iPipeline to offer insurance quotes and applications over the web, to not only assist agents while using sale, but to get insurance within the hands of consumers swifter and simpler.
While Assurity, by itself, is a younger organization, it has a rich history across the three separate companies from which it came. With a concentrate on ethics and integrity, its try and provide exceptional products and service seriously isn’t going unnoticed, and Assurity is creating a positive mark on the life insurance industry across the 49 states and also business with already.
|Company Name (and Subsidiaries)||Assurity Life Insurance Company|
|Company Ratings||A.M. Best (A-)
Moody’s Investors Services (n/a)
Standard & Poor’s (n/a)
|Headquarters (Address, Phone, Web)||2000 Q Street (68503)
PO Box 82533
Lincoln, NE 68501-2533
Phone: (402) 476-6500
|Policy Types Available||Term